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  • August 25, 2020 14:56 | San Diego Realtist for Democracy in Housing (Administrator)
    DU with space - Daily Update Logo

    Dear readers —


    On Saturday the Wall Street Journal reported (and our sources confirmed) that the FHFA was speaking with industry trade groups about potentially delaying the LLPA fee on refinance loans, which had been set to launch Sept. 1. On background, several people said it was an extremely fluid situation, but they expected something to happen.


    Today we saw the fruit of those discussions, as the FHFA announced it was not only delaying the start date to Dec. 1, but also exempting refinance loans with loan balances below $125,000. Read all about it in our coverage here.


    Until tomorrow —


    Sarah Wheeler

    HousingWire Editor in Chief

    FHFA delays refinance fee start date to Dec. 1


    The Federal Housing Finance Agency announced Tuesday it is extending the date it will begin implementing its adverse market refinance fee to Dec. 1.


    Will the U.S. face another recession?


    HousingWire covers a survey that indicates the nation’s economists now believe America is likely to experience a double dip recession.

    Listen now
    Understanding Appraisal Flexibilities During COVID-19

    Policy changes have been put in place by the FHFA, Fannie Mae, Freddie Mac, and other entities to allow lending to continue safely during COVID-19. Learn what is now allowed for appraisals, and what tools are available to gain additional information on the interior of a home. Learn more!

    Sponsor Content
    Mortgage lending will beat 2019 by $1 trillion, Fannie says


    Mortgage lending this year likely will total $3.4 trillion, about $1 trillion higher than 2019, as low rates boost refinancings, Fannie Mae said in a forecast.


    Introducing Fannie Mae COVID-19 Payment Deferral

    Homeowners with a resolved hardship related to COVID-19 have options. Fannie Mae’s COVID-19 payment deferral allows eligible homeowners to resume regular monthly mortgage payments, deferring the missed amount to loan maturity(earlier if the home is sold or the loan is refinanced or paid off). Learn more!

    Sponsor Content

  • August 25, 2020 14:55 | San Diego Realtist for Democracy in Housing (Administrator)
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    The Housing Credit Connected On-Demand Package Is a Must

    Learn More

    Did you miss the live event or a particular session? You can access that valuable content with an On Demand package ― more than 10 hours of session recordings, available at your fingertips and convenience. Hear from senior IRS and HUD officials, state agency staff, and industry leaders on COVID-19’s impact on Housing Credit investment, development, compliance, and policy.

    Questions? Contact

    Attendee feedback about Housing Credit Connected 2020 was overwhelming positive.

    “It was great to hear how other agencies are handling compliance during the pandemic.”

    “Sessions were short and quick hitting.”

    “The balance of hearing from states and hearing from other industry professionals ensured a wide range of perspectives.”






    444 North Capitol Street NW, Suite 438
    Washington, DC 20001

  • August 22, 2020 14:41 | San Diego Realtist for Democracy in Housing (Administrator)

    C.A.R. Communications. Leading the way.

    C.A.R. offers several resources to help you navigate the numerous changes and new information released. Below are the C.A.R. webinars we're offering you next week. If you missed a webinar, or would like to view it again, you can watch the recordings here.


    Aug 25, 2020


    1 p.m. - 2 p.m.

    How to Turn Your Home Office into a Major Tax Deduction

    A home office deduction could potentially be worth hundreds of thousands of dollars over your lifetime. Even if you have been claiming a home office deduction on your tax return for years, you're probably not getting the full tax savings you deserve.

    In this webinar, you will learn:
    • Five different ways you can qualify for the home office deduction
    • The "Blueprint Magic Trick"
    • How to make more of your income qualify for a lower tax rate by setting up your home office properly.
    • The tactics used by the IRS to disqualify your home office
    • The strange way that a legitimate home office unlocks significantly more deductions for your vehicle
    • How to deduct the stuff IN your office


    Aug 26, 2020


    1 p.m. - 2 p.m.

    LoneWolf Transactions (zipForm Edition) Broker/Team Edition Best Practices in a Paperless World

    Get to know the Lone Wolf Transactions (zipForm Edition) Broker/Team Edition Best Practices in a Paperless World! Lone Wolf Transactions (zipForm Edition) Broker Edition (and Team Edition) allow you to manage all of your transactions, accounts, and forms effortlessly in a comprehensive platform. Review and approve transactions and documents remotely, and seamlessly communicate with your agents on their transactions. Join us and learn how you can streamline your office workflow.
    We will cover:
    • Sharing Transaction templates, checklists and clauses
    • Approving documents
    • Emailing and signing documents digitally
    • Sharing docs with your clients using zipCommunity™
    • LIVE Q & A - bring your questions

  • August 14, 2020 10:32 | San Diego Realtist for Democracy in Housing (Administrator)


    This year will be the first-ever all virtual Annual Legislative Conference.



    Thought leaders, legislators and concerned citizens will engage in discussions on economic development, civil and social justice, public health and education issues.


    Learn more about our 2020 #VirtualALC theme and our Congressional Black Caucus honorary co-chairs.



    Join subject-matter experts, industry leaders, elected officials and citizen activists to explore todays issues and solutions from an African American perspective.


    While conference registration is free for Virtual ALC2020, we still need your support. Make a donation to the CBCF and its mission to advance the global Black community.




    We welcome your participation beginning August 31.

    Visit for the latest conference news and information.

    Join the conversation online!

    Follow @CBCFInc on social media and use #VirtualALC in your posts. 

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  • August 14, 2020 10:31 | San Diego Realtist for Democracy in Housing (Administrator)

    Contactless means of payment have become increasingly popular in the past decade. Tapping your phone or card to pay at a grocery store or retail shop isn’t just convenient — it’s safer too! This eReport gives you an overview of contactless payment technology, including peer-to-peer (P2P) payment apps like Venmo and Zelle that let you easily transfer funds to your friends. You’ll also learn a few tricks to avoid overspending when it’s so easy to pay. With this information, you’ll be ready to make contactless payment your new preferred way to pay!

  • August 04, 2020 14:58 | San Diego Realtist for Democracy in Housing (Administrator)

    For Immediate Release


    New HUD rule eliminates federal oversight of local and state fair housing policies paving the way for the re-emergence of discriminatory housing practices

    Washington, DC – August 3, 2020 – The recent revocation of the Affirmatively Furthering Fair Housing Rule (AFFH) by the U.S. Department of Housing and Urban Development (HUD) represents the sanctioned return of segregated housing according to the National Association of Real Estate Brokers (NAREB), the country’s oldest minority real estate trade association. 

    NAREB president, Donnell Williams stated that, “HUD’s  action sets fair housing policy back more than 50 years and stands to undo decades of progress to achieve Democracy in Housing.” In 2015, the Obama Administration issued the AFFH rule requiring HUD grant recipients, (states and localities) to examine fair housing policies on the basis of race. The rule further required that the states and localities address any measurable bias. The intent of the AFFH rule was to take a proactive role in enforcing fair housing policy under the Fair Housing Act of 1968.    

    The new rule entitled, “Preserving Community and Neighborhood Choice,” allows states and localities to have final say whether their policies are “furthering fair housing.” and will have very little guidance, or even incentive to ensure that fair housing policies are indeed protecting the rights and interests of Black and other Americans who have been, or may be discriminated against in the future. 

    “The new replacement rule represents yet another setback In the struggle to close the racial wealth gap and thwart the growth of Black homeownership,” Williams stated. For decades, local governments had racial covenants that prevented Black Americans from buying properties in certain neighborhoods. These racially discriminatory efforts were augmented by redlining of Black neighborhoods by various federal agencies and lenders. 

    “In spite of these obvious attempts to roll back the clock, NAREB will continue to serve as the champions of the communities we serve as well as the conscience of the real estate and mortgage lending industries,” Williams added.

    # # # # #

    The National Association of Real Estate Brokers (NAREB) was formed in 1947 to secure the right to equal housing opportunities regardless of race, creed or color. NAREB has advocated for legislation and supported or instigated legal challenges that ensure fair housing, sustainable homeownership, and access to credit for Black Americans. At the same time, NAREB advocates for and promotes access to business opportunity for Black real estate professionals in all of the real estate disciplines. NAREB annually publishes The State of Housing in Black America report.

    Media Contact:

    Joanne William


    Phone: 202-364-0024

    Jill Harrison


    Phone: 770-896-8723


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  • August 04, 2020 14:52 | San Diego Realtist for Democracy in Housing (Administrator)

    Tonight at 7 p.m. ET, join Dr. Menna Demessie, CBCF vice president for research and policy analysis and the Leadership Institute for a Congressional Black Caucus emergency town hall on the 2020 Census. Register here or click the register button below. Use the hashtag #BlackAmericaCounts to follow the discussion on Twitter.

    Every 10 years, the U.S. Census Bureau counts every person in America. That count steers hundreds of billions of dollars for critical services like health care and education; guides the drawing of lines for political districts and school zones; and informs businesses and employers about opportunities for growth and economic development. However, with every census, certain populations — particularly people of color and immigrants — are historically undercounted, resulting in a loss in both resources and political power. Click here to learn what's at risk in your state.


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