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Effective Dates for Maximum Conforming Loan Limits for 2022

December 06, 2021 16:39 | Bryan Baldres (Administrator)

The Federal Housing Finance Agency (FHFA) has announced that the base conforming loan limit will increase from $548,250 to $647,200 in January 2022. Due to the loan limit increase, the new high balance limit will also increase to $970,800 (150 percent of $822,375) for one-unit properties in the contiguous U.S.

Reverse mortgages will also have a national increase in maximum claim of $970,000 -- effective 1/1/2022.

Refer to FHFA Press Release.

Note: The loan limit change made in November was a conservative approach to help you be more successful in a competitive market, we will align to follow the FHFA’s announcement.

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