Log in

Effective Dates for Maximum Conforming Loan Limits for 2022

December 06, 2021 16:39 | Bryan Baldres (Administrator)

The Federal Housing Finance Agency (FHFA) has announced that the base conforming loan limit will increase from $548,250 to $647,200 in January 2022. Due to the loan limit increase, the new high balance limit will also increase to $970,800 (150 percent of $822,375) for one-unit properties in the contiguous U.S.

Reverse mortgages will also have a national increase in maximum claim of $970,000 -- effective 1/1/2022.

Refer to FHFA Press Release.

Note: The loan limit change made in November was a conservative approach to help you be more successful in a competitive market, we will align to follow the FHFA’s announcement.

Call or Email Us 

(619) 459-7800



6904 Federal Blvd, Lemon Grove, CA  91945

(760) 697-0630 / Tax ID# 80-0589116

Tax ID# 80-0589116

Powered by Wild Apricot Membership Software